Credit Score Mortgage Help
Why is your FICO score so important to your financial health?
What's your credit situation?
- New to credit and want to see my credit picture.
- I have good credit and don't want to ignore it.
- I'm just curious about my credit standing.
- I'm getting a loan and need to know what to expect.
- I'm trying to improve my FICO score.
From the interest rate and features you are offered on a credit card to your ability to qualify for a mortgage, your FICO® score plays a large part in the bank's decision making process. A good score can have banks competing for your business when you apply for a loan. A bad score may mean that you won't qualify for your new or used auto, home mortgage or credit card; if you do, you may only be offered high rates which will cost you extra money each month.
Knowing your FICO score is the first step toward understanding your credit picture. Try FreeCreditScore.com, FreeCreditScore.com
is a great way to get your current FICO score and credit report and then continually track your score going forward so you'll understand the factors that are impacting your FICO score.
Credit Score Alerts
Find out when your score changes. This could help you qualify for better interest rates and lower monthly payments on new loans. Credit Score Center
Understand how your score works. Find out how it's calculated, which factors impact it, and the best time to apply for credit. Credit Score Estimator
Plan ahead to see how big financial decisions, like applying for loans or maxing out credit cards, may impact your score.